No Time to Lose: Reasserting UK Leadership in Financial and Related Professional Services刻不容缓：重申英国在金融及相关专业服务领域的领导地位刻不容緩：重申英國在金融及相關專業服務領域的領導地位

Based on insights from interviews and engagement with over 300 senior leaders, including over 70 Board members and executives, this TheCityUK report — produced in association with PwC UK — argues that the UK's financial and related professional services industry, while a strategic national asset generating £289bn in Gross Value Added, almost 2.5 million jobs, over £110bn in tax revenues and a £119bn trade surplus in 2024, is at a critical juncture. Industry growth has stalled over the last decade, with GVA not keeping pace with the wider economy, and the report warns that incremental change will not be sufficient to secure leadership in the decades ahead against rising geopolitical volatility, protectionism, and competition from other financial centres.本报告基于对逾300位高层领导人（包括70余位董事会成员及高管）的访谈与深入交流，由TheCityUK联合普华永道英国共同发布，认为英国金融及相关专业服务业虽是国家战略资产——2024年创造2890亿英镑的总增加值、近250万个就业岗位、逾1100亿英镑的税收收入及1190亿英镑的贸易顺差——但目前正处于关键转折点。过去十年间，该行业增长陷入停滞，总增加值增速未能跟上整体经济步伐，报告警告称，面对日益加剧的地缘政治动荡、贸易保护主义及来自其他金融中心的竞争，渐进式变革不足以在未来数十年中确保其领导地位。本報告基於對逾300位高層領導人（包括70餘位董事會成員及高管）的訪談與深入交流，由TheCityUK聯合羅兵咸永道英國共同發布，認為英國金融及相關專業服務業雖是國家戰略資產——2024年創造2890億英鎊的總增加值、近250萬個就業崗位、逾1100億英鎊的稅收收入及1190億英鎊的貿易順差——但目前正處於關鍵轉折點。過去十年間，該行業增長陷入停滯，總增加值增速未能跟上整體經濟步伐，報告警告稱，面對日益加劇的地緣政治動盪、貿易保護主義及來自其他金融中心的競爭，漸進式變革不足以在未來數十年中確保其領導地位。

The report sets out five imperatives for future competitiveness: leading at the frontier of financial technology — prioritising tokenised financial and real-world assets while catching up on crypto and stablecoins; resetting regulation and tax for the future of finance; deepening international trade and investment; connecting capital to national priorities; and building a nation of investors. It puts particular emphasis on technology as "the defining battleground for global competitiveness," calling for the UK to put digital identity at the centre of a faster, safer financial system, fully digitise its highest-friction processes such as homebuying and SME lending, and prepare for the next frontier of technology including quantum computing.报告提出未来竞争力的五大要务：一是引领金融科技前沿，优先发展代币化的金融资产与实体资产，同时加快追赶加密货币与稳定币领域的差距；二是为金融业的未来重塑监管与税收体系；三是深化国际贸易与投资合作；四是将资本与国家优先事项相衔接；五是打造一个全民投资的国度。报告特别强调科技作为"全球竞争力的决定性战场"的重要性，呼吁英国将数字身份置于更快捷、更安全金融体系的核心，全面实现购房、中小企业信贷等高摩擦流程的数字化，并为包括量子计算在内的下一代科技前沿做好准备。報告提出未來競爭力的五大要務：一是引領金融科技前沿，優先發展代幣化的金融資產與實體資產，同時加快追趕加密貨幣與穩定幣領域的差距；二是為金融業的未來重塑監管與稅收體系；三是深化國際貿易與投資合作；四是將資本與國家優先事項相銜接；五是打造一個全民投資的國度。報告特別強調科技作為「全球競爭力的決定性戰場」的重要性，呼籲英國將數字身份置於更快捷、更安全金融體系的核心，全面實現購房、中小企業信貸等高摩擦流程的數字化，並為包括量子計算在內的下一代科技前沿做好準備。

PwC's economic modelling, cited in the report, estimates that delivering on these five imperatives could generate up to £53bn in additional economic output by 2035 — equivalent to adding a city almost the size of Edinburgh to the UK economy. The report concludes that there is now strong alignment between government, regulators and industry, and that the UK must seize this window of opportunity with greater ambition and pace to remain an open, internationally connected financial centre that welcomes global firms and talent.报告援引普华永道的经济模型测算指出，若能落实这五大要务，到2035年可为英国经济带来最高530亿英镑的额外产出，相当于为英国经济新增一座规模接近爱丁堡的城市。报告最后总结称，目前政府、监管机构与业界已形成高度共识，英国必须以更大的雄心与更快的节奏抓住这一窗口机遇，方能继续保持其作为开放、国际互联互通、并欢迎全球企业与人才的金融中心地位。報告援引羅兵咸永道的經濟模型測算指出，若能落實這五大要務，到2035年可為英國經濟帶來最高530億英鎊的額外產出，相當於為英國經濟新增一座規模接近愛丁堡的城市。報告最後總結稱，目前政府、監管機構與業界已形成高度共識，英國必須以更大的雄心與更快的節奏抓住這一窗口機遇，方能繼續保持其作為開放、國際互聯互通、並歡迎全球企業與人才的金融中心地位。